Terms & Conditions

1. ACCEPTANCE OF TERMS

By accessing and using the website mementomoricapitals.com (the "Site") operated by Memento Mori Capital LLC ("Company," "we," "us," or "our"), you accept and agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use the Site.

2. USE OF THE SITE

You agree to use the Site only for lawful purposes and in accordance with these Terms. You may not:

Use the Site in any way that violates any applicable federal, state, local, or international law or regulation
Attempt to gain unauthorized access to the Site, server, or any connected databases
Introduce any viruses, malware, or other harmful material
Use the Site to transmit or distribute unsolicited advertising or spam
Impersonate or attempt to impersonate the Company, an employee, or any other person

3. SERVICES DESCRIPTION

Memento Mori Capital LLC provides construction and business lending services, including but not limited to construction project financing, business working capital, equipment funding, and related financial products. The information on this Site is for general informational purposes and does not constitute a binding offer of financing.

All lending decisions are subject to our underwriting criteria, due diligence, and approval process. Submission of an inquiry or application does not guarantee approval or funding.

4. INTELLECTUAL PROPERTY

All content on the Site, including text, graphics, logos, images, and software, is the property of Memento Mori Capital LLC or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.

5. USER SUBMISSIONS

Any information you submit through the Site, including contact forms and funding requests, is subject to our Privacy Policy. You represent that all information you provide is accurate, complete, and current. You are responsible for maintaining the confidentiality of any account credentials.

6. SMS/MMS TERMS OF SERVICE

SMS/MMS Messaging Terms

By opting in to receive SMS/MMS messages from Memento Mori Capital LLC, you agree to the following terms:

Consent: You expressly consent to receive marketing and promotional SMS/MMS messages from Memento Mori Capital LLC, including offers, updates, and information about our products and services, sent using an automated telephone dialing system (ATDS).
Message Frequency: Message frequency may vary depending on your interactions with us and the nature of our communications.
Costs: MSG & Data rates may apply. Contact your wireless carrier for details about your text messaging plan and any applicable charges.
Opt-Out: You may opt out of receiving SMS/MMS messages at any time by replying STOP to any message you receive from us. Upon opting out, you will receive a one-time confirmation message and no further SMS/MMS messages will be sent.
Help: For assistance with our SMS/MMS messaging program, reply HELP to any message or contact us at matt@mementomoricapitals.com.
Consent is NOT a condition of purchase. You are not required to consent to receive SMS/MMS messages as a condition of purchasing any goods or services from Memento Mori Capital LLC.

We reserve the right to modify or discontinue the SMS/MMS messaging program at any time without notice. Carriers are not liable for delayed or undelivered messages.

7. DISCLAIMERS

THE SITE AND ALL CONTENT, INFORMATION, AND SERVICES PROVIDED ON THE SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Site will be uninterrupted, secure, or error-free, or that any defects will be corrected.

8. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, MEMENTO MORI CAPITAL LLC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR BUSINESS OPPORTUNITIES, ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE OR SERVICES, REGARDLESS OF THE THEORY OF LIABILITY.

9. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Memento Mori Capital LLC and its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Site, your violation of these Terms, or your violation of any rights of a third party.

10. GOVERNING LAW

These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without regard to its conflict of law principles. Any legal action or proceeding arising under these Terms shall be brought exclusively in the state or federal courts located in Philadelphia County, Pennsylvania.

11. MODIFICATIONS

We reserve the right to modify or replace these Terms at any time at our sole discretion. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.

12. SEVERABILITY

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.

13. CONTACT US

If you have any questions about these Terms and Conditions, please contact us:

Memento Mori Capital LLC
7347 Melrose St, Philadelphia, PA 19136
Email: matt@mementomoricapitals.com