Privacy Policy — Memento Mori Capital LLC

1. INTRODUCTION

Memento Mori Capital LLC ("Company," "we," "us," or "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website mementomoricapitals.com (the "Site") or engage with our construction and business lending services.

By accessing the Site, you agree to the collection and use of information in accordance with this policy. If you do not agree with the terms of this Privacy Policy, please do not access the Site.

2. INFORMATION WE COLLECT

Personal Information

We may collect personally identifiable information that you voluntarily provide to us when you:

Fill out a contact or funding request form
Subscribe to communications from us
Correspond with us via email or other channels

This information may include:

First and last name
Email address
Phone number (if provided)
Company name and business information
Funding amount and project details

Automatically Collected Information

When you visit our Site, we may automatically collect certain information about your device, including your IP address, browser type, operating system, referring URLs, access times, and pages viewed. This information is used for analytics purposes to improve our Site and services.

3. HOW WE USE YOUR INFORMATION

We use the information we collect to:

Process and respond to your funding inquiries
Provide, maintain, and improve our services
Communicate with you about products, services, and promotions
Send administrative information such as updates and security alerts
Comply with legal obligations and protect our rights
Analyze Site usage to enhance user experience

4. SMS/MMS MESSAGING POLICY

SMS/MMS Communications

If you opt in to receive SMS/MMS messages from Memento Mori Capital LLC, the following terms apply:

Consent: By checking the SMS consent box on our contact form, you expressly consent to receive marketing and promotional SMS/MMS messages from Memento Mori Capital LLC, including offers, updates, and information about our products and services, sent using an automated telephone dialing system (ATDS).
Message Frequency: Message frequency may vary based on your interactions with us and the nature of our communications.
Costs: MSG & Data rates may apply. Please contact your wireless carrier for details about your messaging plan.
Opt-Out: You may opt out of receiving SMS/MMS messages at any time by replying STOP to any message. After opting out, you will receive a one-time confirmation message.
Help: For assistance, reply HELP to any message or contact us at matt@mementomoricapitals.com.
Consent is NOT a condition of purchase. You are not required to consent to receive SMS/MMS messages as a condition of purchasing any goods or services from Memento Mori Capital LLC.

We do not sell, rent, or share your phone number or SMS opt-in information with third parties for their marketing purposes. SMS consent data and phone numbers collected for SMS purposes will not be shared with any third parties.

5. DISCLOSURE OF YOUR INFORMATION

We may share your information in the following situations:

Service Providers: We may share your information with third-party vendors, contractors, and service providers who perform services on our behalf, such as data analysis, email delivery, hosting, and customer service.
Legal Compliance: We may disclose your information where required by law, regulation, legal process, or governmental request.
Business Transfers: In connection with a merger, sale, or acquisition of all or a portion of our assets, your information may be transferred.
Protection: We may disclose information to protect the safety, rights, or property of our company, customers, or the public.

6. DATA SECURITY

We implement reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. However, no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security.

7. THIRD-PARTY WEBSITES

Our Site may contain links to third-party websites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. We encourage you to review the privacy policies of every site you visit.

8. CHILDREN'S PRIVACY

Our Site and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected personal information from a child under 18, we will take steps to delete that information.

9. YOUR RIGHTS

Depending on your jurisdiction, you may have certain rights regarding your personal information, including the right to:

Access the personal information we hold about you
Request correction of inaccurate information
Request deletion of your information
Opt out of marketing communications

To exercise any of these rights, please contact us at matt@mementomoricapitals.com.

10. CHANGES TO THIS PRIVACY POLICY

We reserve the right to update or modify this Privacy Policy at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of the Site following any changes constitutes your acceptance of the revised policy.

11. CONTACT US

If you have any questions or concerns about this Privacy Policy, please contact us:

Memento Mori Capital LLC
7347 Melrose St, Philadelphia, PA 19136
Email: matt@mementomoricapitals.com