Construction & Business Funding Solutions
Memento Mori Capital provides direct lending solutions built specifically for the construction and business sectors. No brokers. No middlemen. Just fast, flexible funding when you need it most.
From ground-up new builds to large-scale renovations, we fund construction projects with terms that match your build timeline. Draw schedules, milestone-based funding, and flexible repayment structures designed for contractors.
Keep your operations running smoothly between projects. Our working capital solutions provide the cash flow your business needs to cover payroll, materials, insurance, and overhead without missing a beat.
Don't let equipment costs stall your projects. We provide financing for heavy machinery, tools, vehicles, and bulk material purchases so your crew has what they need on day one.
Ready to grow? Whether you're opening a second location, hiring more crews, or taking on bigger contracts, our expansion lending gives you the capital to scale with confidence.
Tired of waiting 60-90 days for payment? We advance capital against your outstanding invoices so you get paid now, not later. Keep your projects moving while your clients settle up.
Banks too slow? SBA process too complex? We offer term loan alternatives with faster underwriting, simpler applications, and funding timelines measured in days, not months.
When you work with a broker, your deal passes through multiple hands — each adding time, cost, and complexity. As a direct lender, Memento Mori Capital controls the entire process from application to funding. That means faster decisions, better terms, and a single point of contact who actually understands your deal.
Submit a quick application with basic business and project details. No 50-page packets required.
Our team reviews your application and project scope within hours, not weeks.
Receive a clear offer with transparent terms. No hidden fees, no surprises.
Accept the offer and receive capital as fast as the same business day.